. For customers who are shopping for new furniture, electronics, home appliances and more, but don't have the cash for a large up-front payment or the credit to finance, lease-to-own can be an option to get them what they need with easy weekly payments and own in one year or less. Other Major Credit Cards. With your Lease, you are agreeing to make weekly payments for at least the initial lease term, which may vary by state but ranges from 7 days to 29 days. . Lease agreement with clear payment terms. Accept and digitally sign lease agreement to complete purchase. This compares to loss of $0.02 per share a year ago. To show you what a great option . FlexShopper, Inc. is a financial technology company. While good credit is not necessary, not everyone with bad credit will get approved. FlexShopper Inc. (FPAY) delivered earnings and revenue surprises of 66.67% and -11.67%, respectively, for the quarter ended September 2021. 100% free, no signups. I Ordered From Flexshopper And Am Absolutely Thrilled With The Supervisor There His Name Is Albert. Scammers may charge $40 or more to do what you can do for just $1.10 using the. 33431. This passcode, along with their email address . Share sensitive information only on official, secure websites. 5 Good credit is not necessary but not everyone with bad credit is approved. You will also get a spending limit of just $2,500. Values delayed up to 15 minutes . Use the Find Store page to discover retail shopping options that integrate with Progressive Leasing near you. It will typically take a few minutes youll just need to provide some basic personal and income information. He Even Contacted Me Multiple Times To Make Sure That It Was Changed And Then To Follow Up To Make Sure I Did In Fact Recieve It. You can access our online customer service through live chat on our website, making it faster and more effective at answering your questions quickly and efficiently. Warning: You don't need to pay a separate company to change your address. Shipping 112. The value we provide our customers is simple: we offer a lease-to-own 1 solution on products for people with no cash or credit. 1-866-848-6412 Monday - Friday, 8:00 a.m. - 8:00 p.m. As of July 12, 2021, the Revenue Building in Salem and all regional field offices are open to the general public. Many people were happy and recommended YuKeep to others. Contact Email help@flexshopper.com. 901 Yamato Rd, Suite 260Boca Raton, FL 33431sales@flexshopper.com, Monday - Friday: 9am - 10pmSaturday - Sunday: 10am - 7pm, 2022 FlexShopper LLC. ColorTyme has an A+ rating with the BBB, compared to FlexShoppers A- rating. Rent-A-Center wont report your payments to the credit bureaus; instead, if you cant pay, you can return the item to release yourself from future payment obligations without hurting your credit score. FlexShopper has a consumer rating of 3.58 stars from 692 reviews indicating that most customers are generally satisfied with their purchases. Apply now and get a decision instantly! Increasing interest in lease-to-own shopping was reflected in FlexShopper's fourth-quarter performance as sales grew 25% year-over-year to $28.1 million. So, you can apply at a Lowes store near you, or you can apply for a lease-to-own contract with Best Buy in person or online. Bonus Health and Wellness Discount Programs. The Company enables consumers to utilize its e-commerce . You have the freedom to lease what you want from where you want. Instead, youll make weekly or monthly payments for up to a year to rent the product; once all payments are completed, youll legally own it. Their billing department was quite accommodating with regards to my bi-weekly vs weekly payment schedule. Are you looking to buy high-end gaming computers, but you dont have the cash on hand to pay for an expensive gaming laptop right now? Low-Income Home Energy Assistance Program (LIHEAP) LIHEAP provides federally funded assistance to help families manage energy costs. A cool thing about WhyNotLeaseIt is that it says that normal wear and tear is accepted when returning products after the minimum five-month lease term. Thats why our customers keep coming back! The scope of the job may change, and additional tasks may be assigned as necessitated by business demands. Then they did find arrangement agreed upon said they would return my money and they did not. You will need a credit or debit card and a valid email address. Of the 20 institutional investors that purchased FlexShopper stock in the last 24 months, the following investors and hedge funds have bought the highest volume of shares: Perkins Capital Management Inc. ($1.38M), Renaissance Technologies LLC ($0.20M), Squarepoint Ops LLC ($0.15M), UBS Group AG ($89.18K), Marshall Wace LLP ($63.76K), Dimensional Fund Advisors LP ($54.95K), and Millennium . Under your Lease, you can: (a) make 52 weekly payments or exercise an Early Purchase Option to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. With excellent ratings on TrustPilot and over 10,000 products available, RTB Shopper is a first-class lease-to-own choice. ColorTyme is a subsidiary of Rent-A-Center and an excellent FlexShopper alternative. Files SEC form 8-K, Entry into a Material Definitive Agreement . These addresses are known to be associated with Flexshopper, LLC however they may be inactive or mailing addresses only. There are no hidden fees and easy weekly payments. 7 An initial security deposit and/or payment may be required. Keep the overall tone of the letter formal and get straight to the point. You'll also need to pay the $1 verification fee for address changes over the phone. Postal Service (USPS) can forward your mail to a new address or hold it at your local post office for a limited time. BOCA RATON, Fla., Nov. 10, 2022 (GLOBE NEWSWIRE) -- FlexShopper, Inc. (Nasdaq:FPAY) ("FlexShopper"), a leading national online lease-to-own ("LTO") retailer and LTO payment solution provider, today announced its financial results for the quarter ended September 30, 2022. Youll generally make a small initial payment when shopping on Katapult. FlexShopper Inc. (FPAY) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.08. THE MOST POPULAR BRANDS. We apologize for your recent experience at FlexShopper. Ive purchased 5 items and have paid them off before the 13th payment as per the contract with the option of utilizing the alternative 52 weekly payments option. Flexshopper, Inc. Website. 5 Good credit is not necessary but not everyone with bad credit is . Wiki. Integrate lease-to-own into your finance cascade for customers who get declined for your credit card. These . However, in most states, you will also have early buyout options at 30, 60, or 90 days. Both paid off before the 90 days. Flexshopper is a company that leases goods under a rental-purchase agreement. If you need a larger credit line than what FlexShopper offers, consider Katapult. Mail theft - Find out how to file a mail theft complaint online. Home Testimonials The FlexShopper Difference. Income tax status, RRSP and TFSA contributions, direct deposit of tax refunds. 2022 FlexShopper, LLC. We'll send you an e-mail with a link to reset your password. Apply, shop, checkout - good to go. That applies even if the warranty is no longer active. The spending limit is the total Cash Price of the goods you can lease before tax and shipping. Results for Quarter Ended March 31, 2022 vs. Quarter Ended March 31, 2021: Total fundings increased 1% to $21.2 million from $21.0 million consisting of gross lease originations decreasing 22.0% . Typically, the lease term lasts for up to 12 months, and there is an early purchase option available. 7 An initial security deposit and/or payment may be required. Do the numbers hold clues to what lies ahead for the stock? Do the numbers hold clues to what lies ahead for the stock? Find the latest FlexShopper, Inc. (FPAY) stock quote, history, news and other vital information to help you with your stock trading and investing. To show you what a great option . It can give you an automatic spending limit higher than what FlexShopper will give you, and its network includes both in-store and online shopping options. While FlexShopper says it may report your activity to the credit bureaus in its service agreement, it then goes on to say that late payments can hurt your credit score. Or apply in-store at a retail partner and take home your items immediately. (We usually use the term "Lease.") Add the FlexShopper lease-to-own payment method to your checkout. This is your estimated weekly payment if you used your entire spending limit. Customers will need to be able to request a temporary passcode from FlexShopper via SMS or email. (Zip Code) (855) 353-9289 (Registrant's telephone number) Not Applicable (Former name or former address, if changed since last report) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the . FlexShopper has an average consumer rating of 1 stars from 7 reviews. However, the early buyout option is not available in those states, so youll have to continue with your lease agreement until the end of the period. However, not everyone will qualify, as Progressive Leasing does take your financial situation into account. Postal Service (USPS)? Katapult is A+ rated with the BBB, and it has excellent ratings on TrustPilot as well, so you know you can trust it. You can buy stuff like mattresses, electronics, computers, furniture, appliances, and more. Another cool thing about RAC is that it allows you to pause payments and pick up where you left off later. FlexShopper. Thank you! This credit will be applied to the second weekly payment due, provided your first payment clears. 2022 FlexShopper, LLC. It sells top brand electronics, furniture, appliances, and more for fair prices. Were able to offer that solution by giving you the best deal bolstered by the best customer service in the lease-to-own1 industry. Consumers satisfied with FlexShopper most frequently mention customer service, cynthia rodriguez and billing department.FlexShopper ranks 22nd among Marketplace sites. Major appliances include standard size or larger refrigerators, washers & dryers, ranges & ovens, microwaves and dishwashers. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. Using our API integrators can implement their own solutions to provide a seamless experience to theirs customers. Free delivery is available on many products. It offers an online store with quick delivery to those areas. 4. Our FAQ explains it for you: We lease you goods under a rental-purchase agreement. 1 On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. 1 On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. The transit time will vary by delivery address. Lets have them tell you our story. However, the total lease term can extend for up to 18 months, which is around six months longer than the max lease term with FlexShopper, allowing you to make smaller payments over a longer period. CURRENT REPORT ON FORM 8-K FlexShopper, Inc. (the "Company") May 12, 2022 Item 2.02. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. Business Response. She walked me through every option for paying off my purchase. All fields required. You can apply for a LeaseVille contract even if you have no credit or a bad credit score. To qualify for YuKeep, you must prove a minimum monthly income, which will vary based on the cash price of the product youre leasing. Your place of residence is an important factor for proving your identity and forgetting to update this information might put you at risk of identity theft. There doesnt seem to be a time limit on how long you can pause payments for, but RAC only keeps your payment history for two years, so youll need to provide proof of your previous payments after that. You dont need a good credit score, but you do need a source of income. Need help choosing the right products for your vehicle? FlexShopper headquarters is located in beautiful Boca Raton, Florida and our Atlanta, Georgia division enjoys working from our stunning new offices in The Battery Atlanta. Files SEC form 8-K, Change in Directors or Principal Officers: 2017-01-31 16:27:00 : FLEXSHOPPER, INC. 901 Yamato Road, Suite 260 : Boca Raton, Florida : 33431 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (855) 353-9289 (Former Name or Former Address . FlexWallet lets you lease to own qualifying merchandise, including electronics, appliances and furniture, from any major retail store with your smartphone. This deposit is not an initial payment but a security deposit that will lower your regular lease payments. FlexShopper currently has a short interest ratio of 2.0. Fill out our contact form and a dedicated retail partner specialist will get in touch to see how FlexShopper can benefit you. Home How It Works FlexShopper: How It Works. Legal Name FlexShopper, Inc. Stock Symbol NASDAQ:FPAY. ET. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. Inauguration of the President of the United States, File a Complaint with the U.S. See the company profile for FlexShopper, Inc. (FPAY) including business summary, industry/sector information, number of employees, business summary, corporate governance, key executives and their . The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper's behalf. According to Acimas FAQs page, it reports your lease activity to the credit bureaus, and it claims that it can help you improve your credit score. Discover. 4 Free delivery offer applies to scheduled delivery on select major appliances, furniture, treadmills, ellipticals, exercise cycles, home gyms and outdoor grills. Let us tell you exactly what the FlexShopper Difference is, why what we do works so well, and why were a better option than our competition. Find answers to the most popular Post Office questions. 3 Excluding the marketplace customers that reside in Florida, Texas and North Carolina, the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges). The $1.10 charge to your card is an identity verification fee to prevent fraud and make sure you're the one making the change. You have the freedom to lease what you want from where you want. Let us Tell You How. Use FlexShopper as a third party funding source in your retail store. We may also collect demographic information such as your ZIP code, gender, preferences, interests, and . Select an inquiry type that most closely relates to the complaint or question that you have. Zebit is also an excellent alternative to Payday loans, title loans, and other high-cost borrowing options. FlexShopper, Inc. (Nasdaq:FPAY) ("FlexShopper"), a leading national online lease-to-own ("LTO") retailer and LTO payment solution provider, today announced its financial results for the quarter ended March 31, 2022, highlighted by growth in net revenue . You can make 52 weekly payments or exercise an Early Purchase Option to acquire ownership of the rented goods. Terms of Use | Privacy Policy If your move is temporary, the USPS can forward your mail from your old address to a new one for 15 days to one year. Using our API integrators can implement their own solutions to provide a seamless experience to theirs customers. We offer faster and more reliable customer service than the other guys. (We usually use the term "Lease.") Your easy and quick online application is handled instantly, and you can start shopping right away. That allows you to buy more items or more expensive items, giving you more flexibility in your shopping. Best Sites Like FlexShopper. 415 reviews. It has also been BBB accredited since 2012. At Flexshopper.com youll find hundreds of thousands of products to choose from.